{ "platform": "TaiCalc", "website": "https://taicalc.com", "description": "Taiwan Personal Finance and Tax Calculators Platform (台灣財務與稅務線上計算機平台)", "governance": { "version": "TW-2026.07", "dataYear": "2026 年度", "updatedAt": "2026-07-29", "sources": [ { "label": "勞動部（115 年最低工資）", "href": "https://www.mol.gov.tw/1607/28162/28652/28922/28931/28937/28940/34586/post" }, { "label": "勞保局（115 年勞保投保薪資）", "href": "https://www.bli.gov.tw/0108700.html" }, { "label": "健保署（115 年投保金額分級表）", "href": "https://www.nhi.gov.tw/ch/cp-19421-f9533-2569-1.html" }, { "label": "財政部（115 年綜所稅免稅額與扣除額）", "href": "https://www.mof.gov.tw/singlehtml/384fb3077bb349ea973e7fc6f13b6974?cntId=34b463dc8f1b49f29d440d92a6fd5139" }, { "label": "中央銀行（五大銀行新承做房貸利率）", "href": "https://www.cbc.gov.tw/tw/cp-302-192614-192cb-1.html" } ] }, "llmInterface": "https://taicalc.com/llms.txt", "llmFullKnowledge": "https://taicalc.com/llms-full.txt", "calculators": [ { "id": "life-simulator", "name": "台灣人生模擬器", "description": "買房、買車、育兒、投資與退休，一次走完不同人生路線。", "category": "人生規劃", "isCore": true, "scenario": "想先看看每個大選擇會把人生帶去哪裡", "tags": [ "人生模擬器", "人生遊戲", "財務模擬器", "人生規劃", "退休", "買房", "買車" ], "url": "https://taicalc.com/tools/life-simulator", "apiDocs": "https://taicalc.com/llms-full.txt" }, { "id": "salary-calculator", "name": "薪資實拿計算", "description": "月薪實拿、勞健保、可存金額。", "category": "薪資與稅務", "isCore": true, "scenario": "拿到 Offer、談加薪前", "tags": [ "薪資", "月薪", "勞保", "健保", "offer" ], "url": "https://taicalc.com/tools/salary-calculator", "apiDocs": "https://taicalc.com/llms-full.txt" }, { "id": "income-tax-calculator", "name": "綜合所得稅試算", "description": "先看補繳或退稅。", "category": "薪資與稅務", "isCore": true, "scenario": "五月報稅前", "tags": [ "所得稅", "報稅", "五月", "退稅", "補繳" ], "url": "https://taicalc.com/tools/income-tax-calculator", "apiDocs": "https://taicalc.com/llms-full.txt" }, { "id": "mortgage-calculator", "name": "2026 房貸試算 (新青安版)", "description": "40年期、5年寬限期、利率補貼與月付金壓力對照。", "category": "居住與房產", "isCore": true, "scenario": "買房、新青安申請、換屋試算前", "tags": [ "房貸", "新青安", "房貸試算", "新青安計算機", "40年房貸", "寬限期", "利率補貼" ], "url": "https://taicalc.com/tools/mortgage-calculator", "apiDocs": "https://taicalc.com/llms-full.txt" }, { "id": "electricity-calculator", "name": "電費計算機 | 冷氣電費試算", "description": "台電夏月/非夏月累進電價與冷氣噸數用電速算。", "category": "居住與房產", "isCore": true, "scenario": "夏季用電、冷氣開整天、租屋電費核對前", "tags": [ "電費", "電費計算機", "冷氣電費", "冷氣電費計算機", "台電", "夏月電價", "變頻冷氣" ], "url": "https://taicalc.com/tools/electricity-calculator", "apiDocs": "https://taicalc.com/llms-full.txt" }, { "id": "split-calculator", "name": "分帳計算機 | AA制分錢速算", "description": "聚餐旅遊多人拆帳，自動產生最少轉帳次數與LINE複製文字。", "category": "生活工具", "isCore": true, "scenario": "聚餐結帳、包車旅遊、團購分款時", "tags": [ "分帳", "分帳計算機", "分錢", "分錢計算機", "AA制", "聚餐拆帳", "旅遊分帳" ], "url": "https://taicalc.com/tools/split-calculator", "apiDocs": "https://taicalc.com/llms-full.txt" }, { "id": "delivery-income-calculator", "name": "外送收入計算 (Foodpanda / UberEats)", "description": "扣除油錢、折舊與耗損後的跑單實拿淨薪資。", "category": "工作與收入", "isCore": false, "scenario": null, "tags": [ "外送", "外送收入計算", "foodpanda", "ubereats", "外送員收入", "時薪淨利" ], "url": "https://taicalc.com/tools/delivery-income-calculator", "apiDocs": "https://taicalc.com/llms-full.txt" }, { "id": "car-cost-calculator", "name": "買車總成本", "description": "車貸、牌照稅、公路養管費與折舊。", "category": "交通與購車", "isCore": true, "scenario": "買車、換車前", "tags": [ "買車", "車貸", "牌照稅", "燃料費", "公路養管費", "油錢", "電動車", "折舊" ], "url": "https://taicalc.com/tools/car-cost-calculator", "apiDocs": "https://taicalc.com/llms-full.txt" }, { "id": "severance-calculator", "name": "離職結算", "description": "資遣費、預告工資、特休與薪資。", "category": "工作與收入", "isCore": true, "scenario": "被資遣、離職交接前", "tags": [ "離職", "資遣費", "預告工資", "特休", "勞基法" ], "url": "https://taicalc.com/tools/severance-calculator", "apiDocs": "https://taicalc.com/llms-full.txt" }, { "id": "debt-consolidation-calculator", "name": "信貸／債務整合", "description": "月付、總利息與提前清償比較。", "category": "貸款與債務", "isCore": false, "scenario": null, "tags": [ "信貸", "債務整合", "貸款", "提前清償", "利息" ], "url": "https://taicalc.com/tools/debt-consolidation-calculator", "apiDocs": "https://taicalc.com/llms-full.txt" }, { "id": "labor-insurance-pension-calculator", "name": "勞保老年年金", "description": "退休年齡、一次領與月領比較。", "category": "投資與退休", "isCore": false, "scenario": null, "tags": [ "勞保", "老年年金", "退休", "一次領", "月領", "投保薪資" ], "url": "https://taicalc.com/tools/labor-insurance-pension-calculator", "apiDocs": "https://taicalc.com/llms-full.txt" }, { "id": "estate-gift-tax-calculator", "name": "遺產稅／贈與稅", "description": "115 年免稅額、扣除額與累進稅率。", "category": "薪資與稅務", "isCore": false, "scenario": null, "tags": [ "遺產稅", "贈與稅", "免稅額", "繼承", "傳承" ], "url": "https://taicalc.com/tools/estate-gift-tax-calculator", "apiDocs": "https://taicalc.com/llms-full.txt" }, { "id": "parental-benefit-calculator", "name": "育兒津貼與育嬰留停", "description": "雙親給付、補助與收入缺口。", "category": "家庭與育兒", "isCore": false, "scenario": null, "tags": [ "育兒津貼", "育嬰留停", "育嬰假", "托育", "生育" ], "url": "https://taicalc.com/tools/parental-benefit-calculator", "apiDocs": "https://taicalc.com/llms-full.txt" }, { "id": "home-ownership-cost-calculator", "name": "買房持有成本", "description": "房貸、房屋稅、地價稅與維修。", "category": "居住與房產", "isCore": true, "scenario": "看房、出價前", "tags": [ "買房", "房屋稅", "地價稅", "管理費", "維修", "房貸" ], "url": "https://taicalc.com/tools/home-ownership-cost-calculator", "apiDocs": "https://taicalc.com/llms-full.txt" }, { "id": "real-return-calculator", "name": "通膨後實質報酬", "description": "定存、債券、ETF 購買力比較。", "category": "投資與退休", "isCore": false, "scenario": null, "tags": [ "定存", "債券", "ETF", "通膨", "實質報酬", "複利" ], "url": "https://taicalc.com/tools/real-return-calculator", "apiDocs": "https://taicalc.com/llms-full.txt" } ] }